Nacha Rule Changes

Nacha Rule Changes

Lots of little changes have a cumulatively large impact on ACH Originators. In the first half of this year the Same Day ACH limit increased to $100K and Nacha began to provide greater detail data on unauthorized returns. In the first half of next year, we can expect to see an enhanced requirement around fraud detection for online debit originators, a later deadline for Same Day ACH, and enhanced data security requirements for large originators, TPSes and TPSPs. 

Presented by

Amy Morris is a Senior Director of ACH Network Rules at Nacha, where she leads and participates in multiple working groups that address issues in the payments industry. In addition to collaborating with industry participants on changes to operating Rules, she also assists in educational activities and provides rule and operational guidance to participants.  Amy has over twenty-two years of experience in the financial services industry, specialized in electronic payments, previously working at Navy Federal Credit Union, FIS, and Visa.